The Self Cert Mortgage Company

Why a Self Certification Mortgage?

If you can answer YES to any of the questions below then a self certification mortgage could be right for you.

self cert mortgage, self certification mortgage, the self cert mortgage company, self certification mortgages uk, no proof of income mortgages, self employed mortgages, self cert re-mortgage, self certification re-mortgages, the self cert mortgage company, uk Are you unable to prove some or all of your income ?
self cert mortgage, self certification mortgage, the self cert mortgage company, self certification mortgages uk, no proof of income mortgages, self employed mortgages, self cert re-mortgage, self certification re-mortgages, the self cert mortgage company, uk Is you employment non standard (e.g. contract worker, part-time worker) ?
self cert mortgage, self certification mortgage, the self cert mortgage company, self certification mortgages uk, no proof of income mortgages, self employed mortgages, self cert re-mortgage, self certification re-mortgages, the self cert mortgage company, uk Is a large portion of your income made up of bonuses and/ or commission ?
self cert mortgage, self certification mortgage, the self cert mortgage company, self certification mortgages uk, no proof of income mortgages, self employed mortgages, self cert re-mortgage, self certification re-mortgages, the self cert mortgage company, uk Have you been self employed less than 2 years ?
self cert mortgage, self certification mortgage, the self cert mortgage company, self certification mortgages uk, no proof of income mortgages, self employed mortgages, self cert re-mortgage, self certification re-mortgages, the self cert mortgage company, uk Have you only recently taken up your position and are unable to prove a track record of your on target earnings ?

NOTE: Even if you have adverse credit or previous arrears, there may be lenders who can help.

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Self Cert Mortgages Explained

Self certification (also known as self certified) mortgages are ideal for applicants whose income is not easily verifiable.


A self cert mortgage is the ideal mortgage for the employed with varying levels of bonuses and/or commissions, the self-employed, and those who earn non standard incomes (e.g. contract workers, part-time workers). In the current difficult mortgage market it is therefore important to talk with a specialised independent mortgage broker, with whole of the market experience in this sector.

The brokers who utilise The Self Cert Mortgage website have over 20 years experience advising people in obtaining the best available option.

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How to enquire about a Self Certified Mortgage

To enquire about a Self Cert Mortgage couldn't be easier, simply click on the 'ENQUIRE' button from the main navigation bar or click find out more below.

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No Proof of Income Mortgages

Being Self Employed normally means you have no proof of income to apply for a mortgage. There are however a wide selection of self certification mortages available.

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